Get business financing up to $500,000

Hundreds of industry types qualify

The money is yours to spend

Available in all 50 states

Business Finance Options

Business Loans

Business loans are based on the merchant’s annual gross sales, and offer the predictability of a fixed repayment structure. The repayment structure lets a merchant repay daily as a small amount is withdrawn from their business bank account.

Business Advances

With a Business advance, repayments are based on a fixed percentage of receipts. It is cash flow friendly, and is used for sale and purchase of future credit and debit cards.

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Business Loans

A predictable and fixed repayment structure, with financing based on the business’s annual gross sales and cash flow.

Perfect for Merchants with:

  • Relatively stable revenue of business
  • Annual gross sales exceeding $100,000
  • At least 2 months in business, 9 months for eCommerce

Features

  • Set maturity date
  • Small daily/weekly deductions from your business bank account on weekdays
  • Term loans available 4-18 months

Benefits

  • Non-asset-based (non ABL product)
  • Same day pre-approval process
  • Funding as fast as 24 hours after approval
  • Higher approval rates than traditional banks

Business Advances

Business advances are not loans, they are the sale and purchase of future credit and debit card receipts from a business. This is a cash flow friendly approach to small business financing because the repayments are based on a fixed percentage of the receipts.

Perfect for Merchants who:

  • Receive a portion of their annual gross sales through credit card payments
  • Have revenue that is seasonal, cyclical or variable month to month
  • Annual gross sales that exceed $100,000
  • Has been in business at least 9 months

Features

  • With no set maturity date or fixed daily payments, we get repaid as you get paid.
  • A small fixed daily percentage of card sales is withheld until the balance of the purchased receipts are satisfied.

Benefits

  • Non-asset-based (non ABL product)
  • No switch in credit card processing required
  • Same day pre-approval process
  • Funding as fast as 24 hours after approval
  • Higher approval rates than traditional banks