Smarter Payment Options
Join Other SMART MERCHANTS and Experience What Thousands of Business Owners Have Enjoyed For Over 20 Years.
Tools that fit your type of business.
We are founded around the idea that hard working merchants should keep more of their hard earned revenue.
Nothing tricky here. No deceptive Flat Rate pricing. No First Tiered, Second tiered, Third Tiered, …. Sixth Tiered pricing. No Qualified or Non Qualified, no bill backs, no surcharges, no termination fees. No Nonsense. Just plain Cost Plus pricing, the only transparent way to price.
Completely transparent, no sales spin, no deceptive practices, no leases, no rates that sneak up, no PR smoke and mirrors. Just great service at fair rates and 5% to the Non Profit of your choice.
We wanted to start a club where merchants could find better providers for the services they need. We wanted to create an environment where a merchant could breathe a sigh of relief knowing they are truly cared for and treated fairly.
See what our clients have to say.
“We are a large volume nursery and our checkout process was being hampered by our sluggish POS, which did not integrate fully with Quickbooks even though the previous processor promised it would. It was clumsy, slow, and subjected us to potential security issues. We also thought we had good rates, until SMART MERCHANTS pointed out how much we were being overcharged. The savings they promised turned out true and their system has made transactions flow smoothly at our 10 checkout stations. We are very happy!”
“They do what they promise. Tim and Kathy wanted to be safe and not over promise so they felt comfortable predicting a monthly savings of $800.00 However, with their training and reduced rates, we actually hit $1400.00 in monthly savings! This makes a nice impact to our bottom line. Their service is the best we have ever had. We were previously with Heartland and before that our bank. We know we can count on them so much more.”
“We have multiple locations and over 100 employees; plus an industry specific point of sale program and over 20 pos workstations and card terminals – all factors which lead to lots of questions, a few mistakes and often the need to troubleshoot. They have been available to support our retail business (we are open 7 days a week) and are very quick to respond (even on weekends/evenings). I would highly recommend SmartMerchants to other retailers and businesses, as the level of customer service they provide is phenomenal.”