Credit Card Processing

Our credit card processing services ensure peace of mind.

We at Smart Merchants are industry professionals who are passionate about our customers, from the excitement of their successes to the occasional sting of their pain.  We grow fond of the people that are our merchants and are dedicated to giving them exceptional service above and beyond what they can receive anywhere else. You won’t see us in the news much using public relations gimmicks or spinning sales tactics to confuse people.  We believe in old fashioned hard work and exceptional industry knowledge to earn our merchants trust and keep it by being honest with them and never over charging.  We provide our services with lower costs than other processors because we are not interested in short term high profits.  We want long term relationships with merchants and the people that make them up.

Point of Sale

The right point of sale system for your organization is one of the most important items in the success of your business.

Our knowledgeable staff is familiar with an endless variety of POS (point of sale) systems available, and can help you wade through the choices.  Chances are we are familiar with the ones you are considering, and are a source of information for what a POS can do and how well it does it, simply from the feedback of thousands of businesses similar to yours.

Mobile Payments

From simple mobile devices to mobile POS devices, we have options for every business. Simple devices that process payments and sync that activity to your POS or software. Mobile POS that allow for inventory, gift cards, loyalty, and many other functions, extending your POS capability to off site locations,summer decks and patios or your delivery trucks.

Gateway Integrations

Our SMARTransact® Gateway with its straightforward API takes you out of scope with our PA-DSS solution offering quick EMV transaction times.  Customizable features including pin based debit, credit, check, signature capture, gift, NFC and Apple Pay, EBT, recurring, tip and more.  Compatible with Windows, Android and IOS.

Omni Channel

Combine your payments needs under one umbrella with our Omni Channel solutions. We can help you sell online, return in store, manage customer loyalty seamlessly, accept mobile payments, and offer B2B and B2C under one payment solution.  Separate providers, varying rate structures, can be a thing of the past.  One phone call, one email, one point of contact equals one perfect program.

Smart eMarketing

Be everywhere that matters. Our smart eMarketing experts ensure that your business is represented attractively in all electronic media. A comprehensive analytics suite also helps gain insights critical to the growth of your business venture at any level.

Interchange-plus pricing. No surprises, 100% transparency.

It’s the fairest pricing model in the industry.

You always get a fair deal. No long-term contracts, no hidden fees.